Truth in Annuities

Find the Right Annuity for Your Retirement

Unbiased guidance on MYGAs and Fixed Index Annuities — no pressure, no commissions driving recommendations. Just honest answers from a licensed professional.

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📋 Find Your Annuity Match

Answer 3 quick questions to see which type of annuity fits your retirement goals.

What's most important to you in retirement?

How much do you have to invest?

When do you plan to retire?

Great — you're a strong candidate for a MYGA or FIA! Enter your info to get your personalized recommendation:

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You're All Set!

Marc will reach out within 24 hours to discuss your personalized annuity options.

🛡️ Licensed & Independent
🚫 No Hidden Commissions
📞 Free Consultations
🌐 Serving the East Coast
⭐ 5-Star Client Reviews

The Process

Simple, Transparent, Pressure-Free

Getting the right annuity shouldn't feel complicated. Here's exactly how Marc works with you.

01
📋

Take the Quick Quiz

Answer a few questions about your goals, timeline, and retirement income needs. Takes less than 2 minutes.

02
📞

Free Strategy Call

Marc personally reviews your profile and walks you through which annuity products — if any — make sense for your situation.

03
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Get Your Custom Report

Receive a side-by-side comparison of the top annuity options matched to your goals, rates, and carriers — yours to keep, no strings attached.

What We Specialize In

MYGAs & Fixed Index Annuities — Explained Simply

Marc specializes in two of the most popular and effective annuity types for East Coast retirees.

MYGA

Multi-Year Guaranteed Annuity

A MYGA is the annuity world's equivalent of a CD — but typically with higher rates and tax-deferred growth. You lock in a guaranteed interest rate for a set number of years with zero market risk.

  • Guaranteed fixed interest rate (often 4–6%+)
  • No market risk — principal is protected
  • Tax-deferred growth until withdrawal
  • Terms from 2–10 years
  • Great for conservative savers & near-retirees
FIA

Fixed Index Annuity

A Fixed Index Annuity links your growth potential to a market index (like the S&P 500) — but protects your principal from market downturns. You get upside without the downside risk.

  • Growth tied to an index (S&P 500, etc.)
  • Principal is 100% protected from market loss
  • Optional lifetime income riders
  • Tax-deferred accumulation
  • Ideal for growth-focused retirees
Marc Kurschner — Licensed Annuity Specialist
100% Independent Advisor

Meet Your Advisor

Marc Kurschner

Marc Kurschner is an independent, licensed annuity specialist serving clients across the East Coast. Unlike advisors tied to a single company, Marc works with dozens of carriers — which means his only obligation is finding the best fit for you.

With deep expertise in MYGAs and Fixed Index Annuities, Marc helps retirees and pre-retirees protect their savings, generate guaranteed income, and make confident decisions about their financial future — without the high-pressure sales tactics common in this industry.

Every consultation is completely free and comes with zero obligation. Marc's goal is to educate first, and let you decide.

✓Licensed Agent
20+Carriers Compared
$0Consultation Fee
5★Client Rating

Client Stories

Real People. Real Results.

★★★★★
"Marc took the time to truly understand my retirement goals before making any recommendations. He explained the difference between several MYGA options in plain English — something no other advisor had done for me."
Robert T.Retired Engineer, Connecticut
★★★★★
"I was nervous about annuities after hearing negative things. Marc walked me through exactly how a Fixed Index Annuity works and showed me three options side by side. No pressure — just facts. I'm very confident in my decision."
Patricia M.Near-Retiree, New Jersey
★★★★★
"Found Annuity North Star online and scheduled a call expecting a sales pitch. Instead, Marc spent an hour educating me with zero obligation. Ended up locking in a MYGA at an excellent rate. Couldn't be happier."
David L.Business Owner, Pennsylvania

Free Education

Annuity Resources & Guides

Knowledge is your best protection. Read Marc's plain-English guides before making any annuity decision.

Retired couple

Beginner's Guide

What Is a MYGA? Everything You Need to Know

A complete breakdown of how Multi-Year Guaranteed Annuities work, current rates, and who they're best suited for.

Read Guide →
Peaceful retirement

Comparison Guide

MYGA vs. Fixed Index Annuity: Which Is Right for You?

A side-by-side comparison of both annuity types — risk, returns, flexibility, and who each one serves best.

Read Guide →
Advisor with clients

Safety Guide

How Safe Is Your Annuity? Understanding Carrier Ratings

Learn how to evaluate insurance carrier financial strength and what ratings mean for the safety of your money.

Read Guide →
View All 12 Guides →

Ready to Explore Your Options?

Schedule a free, no-obligation call with Marc. No sales pitch — just honest answers about whether an annuity makes sense for your retirement.

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