Free Education · No Sales Pitch
Everything you need to understand MYGAs, Fixed Index Annuities, rollovers, taxes, and retirement income strategies — before you talk to anyone, including Marc.
Beginner's Guide
How Multi-Year Guaranteed Annuities work, what rates look like, and who they make the most sense for.
Beginner's Guide
FIAs explained simply — how index-linked growth works, what the floor protects, and what the caps mean.
Educational
The options strategy behind the scenes — why principal protection is genuine, and why caps exist.
Comparison Guide
The core differences, when each makes more sense, and whether using both together is worth considering.
Comparison Guide
Rates, taxes, FDIC vs. state guaranty coverage, and liquidity — what East Coast retirees need to know before rolling over a CD.
Safety Guide
AM Best ratings explained, what to look for, and how state guaranty associations provide a safety net.
Consumer Guide
Carrier ratings, fees, surrender schedules, renewal terms, and advisor compensation — what every buyer should ask upfront.
Rollover Guide
Direct vs. indirect rollovers, how to avoid triggering taxes, and what makes a MYGA or FIA a good rollover destination.
Tax Guide
Qualified vs. non-qualified annuities, LIFO explained, the 10% early withdrawal penalty, and RMD rules.
Deep Dive
What income riders actually do, how the benefit base differs from account value, and whether the cost is worth it.
Strategy Guide
The income floor, bucket system, MYGA ladder, Social Security bridge, and hybrid portfolio — explained clearly.
Strategy Guide
How staggering maturity dates across multiple MYGAs gives you flexibility, liquidity, and rate-capture opportunities.
Marc offers a free, no-obligation call to answer any questions and walk you through which options — if any — make sense for your situation.
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